Shelly

One day in 1999, Shelly was on her way to work in Rapid City when a hit and run driver slammed into the side of her car, sending her to the hospital in an ambulance. She was seriously hurt and stacked up over $50,000 in medical bills. Fortunately, Shelly had insurance coverage of $100,000, so she turned her medical bills into her own insurance company. What Shelly didn’t know was that her insurance company secretly pays thousands of dollars in bonuses to its claims adjusters if they can cut claims expenses.



So, when Shelly filed her claim, her claims adjuster simply refused to pay. For six years, the company fought her claim, and for six years Shelly refused to give up, spending thousands of dollars in expenses. Finally, after she sued them and just a few days before facing a trial, the company paid Shelly’s claim in full. Unbelievable? We thought so.