Rudolph
Rudolph passed away a few months ago at age 93. His last years were spent in a nursing home in Hosmer, SD. Rudolph had purchased nursing home insurance in case he ever needed help later in life. He didn’t want to be a burden to his children. As it turned out, he did need help.
His insurance company paid for his nursing home care for three years, but then abruptly wrote Rudolph a letter saying his benefits were being cut off. They wrote the same letter to a lot of other people living in nursing homes. When we found out about it, we sued them, and as soon as we sued, the company started paying again. Unbelievable? We think so.
Rudolph should not have had to spend the last year of his life hiring lawyers and fighting insurance companies.