If you’ve filed an insurance claim, especially after a car accident or property damage, you might be wondering: Can I switch insurance companies now, or do I have to wait until the claim is resolved? The short answer is yes. You can switch insurance companies while a claim is still open in South Dakota. However,…
You’ve done everything right. Filed your claim. Sent the documents. Cooperated fully. Then the insurance company responds with an offer that barely covers your losses. It feels like a slap in the face. Unfortunately, this happens more often than it should. If you’ve received a low settlement offer, don’t panic and don’t accept it right…
Few things are more stressful than receiving a denial letter from your health insurance company, especially when you’re counting on that coverage for medical care. If your health insurance claim has been denied in South Dakota, it’s important to remember that you have rights and options. Acting quickly and understanding the process can make all…
Most people expect their insurance to be a safety net—there when you need it most. However, after filing a claim, some policyholders are surprised to receive a notice stating that their coverage is being canceled or not renewed. Suddenly, the protection they paid for feels like it’s being pulled out from under them. So, can…
When you purchase insurance, you expect your provider to act in good faith—to honor the terms of your policy and handle claims honestly, fairly, and promptly. Unfortunately, this is not always the case. Sometimes, insurance companies engage in what’s known as “bad faith” behavior, which can leave policyholders feeling helpless, frustrated, and financially vulnerable. If…
When you purchase insurance, you’re not just buying a policy—you’re entering into a contract based on trust. You expect that if something goes wrong, your insurance company will uphold its end of the bargain and treat you fairly. Unfortunately, that does not always happen. When an insurer unreasonably denies or delays a valid claim, you…
After faithfully paying your premiums, receiving a denial from your insurance company can feel like a betrayal. Whether it’s health, homeowners, auto, life, or another form of coverage, insurance is meant to protect you during life’s most difficult moments. Unfortunately, insurance companies do not always uphold their end of the bargain, and in South Dakota,…
Submitting an insurance claim due to a car accident, personal injury, or property damage can be overwhelming, especially when facing a denial. Unfortunately, insurance companies in South Dakota do not always approve valid claims. In fact, it is not unusual for insurers to deny payment, often leaving policyholders feeling overwhelmed and uncertain about what to…
When you purchase an insurance policy, you expect your provider to handle claims fairly. Unfortunately, insurance companies sometimes act in bad faith by wrongfully denying claims, failing to properly investigate a claim, or delaying payments. If you believe your insurer has mistreated you, you may have legal grounds to file a bad faith insurance claim….
Taking on the intricate world of insurance claims can feel overwhelming, especially when facing the possibility of bad faith practices by insurers. That is why it’s so important for individuals in South Dakota to know what a bad faith claim really means and how to effectively prove it. This understanding can not only help protect…
